Current Table

Natural Catastrophes By Quarter, 2023 (1)

(2023 $ millions)

Quarter Estimated insured losses
1 $19,882
2 31,829
3 25,324
4 2,614
Full year $79,649

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of January 2024.

Source: Aon.

 
MAJOR U.S. CATASTROPHES, 2008

($ millions)

Date Catastrophes States Estimated insured loss (1)
First quarter      
     Jan. 4-9 Wind, hail, tornadoes, flooding, freezing, ice, snow AR, CA, IL, IN, KS, MI, MO, NY, OH, OK, OR, WA, WI (2) $745
       
     Feb. 5-6 Wind, hail, tornadoes AL, AR, IN, KY, MS, OH, TN, TX (2) 955
       
     Mar. 15-16 Wind, hail, tornadoes GA, SC 560
       
     Total first quarter losses     3,545 (3)
       
Second quarter      
     May 22-26 Tornadoes, storms CO, IA, KS, MN, NE, OK, WY 1,325
       
    Total second quarter losses     7,110 (4)
       
Third quarter      
     Jul. 23 Hurricane Dolly TX 525
     Aug. 18-25 Tropical Storm Fay AL, FL, GA 245
     Sep. 1 Hurricane Gustav LA 2,150
     Sep. 6 Tropical Storm Hanna NC, VA 80
     Sep. 12-14 Hurricane Ike AR, IL, IN, KY, LA, MO, OH, PA, TX 12,500
       
     Total third quarter losses     16,115 (5)
       
Fourth quarter      
     Dec. 11-13 Flooding, ice, snow, wind MA, ME, NH, NY, UT 275
       
     Total fourth quarter losses     275 (6)
       
Total losses (full year)     $27,045
(1) Does not include flood damage covered by the federally administered National Flood Insurance Program.
(2) Possibly other areas.
(3) Includes nine events.
(4) Includes 16 events.
(5) Includes 11 events.
(6) Includes one event.

Note: Catastrophes are assigned serial numbers by the Property Claim Services unit (PCS) of ISO when the insured loss to the industry resulting from an occurrence reaches at least $25 million and affects a significant number of policyholders and insurers. 

Source: ISO's Property Claim Services unit (PCS).

 
CATASTROPHES BY QUARTER, 2009 (1)

($ millions)

Quarter Insured losses Number of catastrophes
1 $3,285 6
2 4,465 12
3 2,615 9
4 205 1
Full year $10,570 28

(1) Does not include flood damage covered by the federally administered National Flood Insurance Program. As of June 2010.

Note: Catastrophes are assigned serial numbers by ISO's Property Claim Services (PCS) unit when the insured loss to the industry resulting from an occurrence reaches at least $25 million and affects a significant number of policyholders and insurers.

Source: ISO's Property Claim Services (PCS) unit.

 
CATASTROPHES BY QUARTER, 2010 (1)

($ millions)

Quarter Insured losses Number of catastrophes
1 $2,570 7
2 6,380 14
3 2,030 8
4 3,135 4
Full year $14,115 33

(1) Does not include flood damage covered by the federally administered National Flood Insurance Program.

Note: Insured loss to the industry resulting from an occurrence that reaches at least $25 million and affects a significant number of policyholders and insurers.

Source: The Property Claim Services (PCS) unit of ISO, a Verisk Analytics company.

 
CATASTROPHES BY QUARTER, 2011 (1)

($ millions)

Quarter Estimated insured losses Number of catastrophes
1 $2,240 7
2 22,165 12
3 8,380 9
4 855 2
Full year $33,640 30

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Does not include losses covered by the federally administered National Flood Insurance Program.

Source: The Property Claim Services (PCS) unit of ISO, a Verisk Analytics Company.

 
CATASTROPHES BY QUARTER, 2012 (1)

($ millions)

Quarter Estimated insured losses Number of catastrophes
1 $3,595 6
2 10,795 13
3 1,820 6
4 18,750 1
Full year $34,960 26

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: Property Claim Services (PCS), a division of Verisk Analytics.

 
CATASTROPHES BY QUARTER, 2013 (1)

($ millions)

Quarter Estimated insured losses Number of catastrophes
1 $2,755 4
2 7,199 13
3 1,889 8
4 1,023 3
Full year $12,866 28

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

 
CATASTROPHES BY QUARTER, 2014 (1)

($ millions)

Quarter Estimated insured losses Number of catastrophes
1 $3,010 7
2 9,620 13
3 2,139 6
4 684 5
Full year $15,454 31

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: Property Claim Services (PCS®), a Verisk Analytics® business.

 
Catastrophes By Quarter, 2015 (1)

($ millions)

Quarter Estimated insured losses Number of catastrophes
1 $3,584 9
2 7,048 15
3 2,451 5
4 2,129 10
Full year $15,212 39

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: Property Claim Services®,  a unit of ISO®, a Verisk Analytics® business.

 
Catastrophes By Quarter, 2016 (1)

($ millions)

Quarter Estimated insured losses Number of catastrophes
1 $5,038 13
2 8,813 14
3 3,577 11
4 4,252 4
Full year $21,679 42

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

 
Catastrophes By Quarter, 2018 (1)

($ millions)

Quarter Estimated insured losses Number of catastrophes
1 $4,577 7
2 9,303 21
3 9,861 18
4 23,722 9
Full year $47,462 55

(1) Includes catastrophes causing insured property losses of at least $25 million and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

 
Natural Catastrophes By Quarter, 2019 (1)

($ millions)

Quarter Estimated insured losses
1 $9,210
2 13,760
3 10,230
4 5,930
Full year $39,130

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of November 25, 2020.

Source: Aon.

 
Natural Catastrophes By Quarter, 2020 (1)

(2020 $ millions)

Quarter Estimated insured losses
1 $7,340
2 19,070
3 41,520
4 7,180
Full year $75,110

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of February 13, 2021.

Source: Aon.

 
Natural Catastrophes By Quarter, 2021 (1)

(2021 $ millions)

Quarter Estimated insured losses
1 $20,261
2 15,041
3 46,816
4 9,891
Full year $92,009

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of February 1, 2022.

Source: Aon.

 
Natural Catastrophes By Quarter, 2022 (1)

(2022 $ millions)

Quarter Estimated insured losses
1 $7,004
2 25,583
3 63,288
4 4,054
Full year $99,930

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of January 2023.

Source: Aon.