Current Table

Warranty Insurance, 2013-2022

($000)

Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2013 $1,155,338 -16.7% 104.2 4.7 pts.
2014 1,020,188 -11.7 93.5 -10.8
2015 1,017,790 -0.2 107.9 14.4
2016 930,240 -8.6 88.8 -19.1
2017 1,090,590 17.2 90.6 1.8
2018 1,247,678 14.4 95.4 4.8
2019 1,155,275 -7.4 102.3 6.9
2020 1,238,138 7.2 84.6 -17.6
2021 1,426,674 15.2 87.7 3.1
2022 1,238,287 -13.2 83.4 -4.3

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
WARRANTY INSURANCE, 2008-2009

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $2,086,930 NA 94.3 NA
2009 1,757,250 -15.8% 97.4 3.1 pts.

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: SNL Financial LC.

 
WARRANTY INSURANCE, 2008-2010

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $2,086,930 NA 94.3 NA
2009 1,757,250 -15.8% 97.4 3.1 pts.
2010 1,864,134 6.1 107.2 9.8

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: SNL Financial LC.

 
WARRANTY INSURANCE, 2008-2011

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $2,086,930 NA 94.3 NA
2009 1,757,250 -15.8% 97.4 3.1 pts.
2010 1,864,134 6.1 107.2 9.8
2011 1,695,796 -9.0 97.1 -10.1

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: SNL Financial LC.

 
WARRANTY INSURANCE, 2008-2012

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $2,086,935 NA 94.3 NA
2009 1,757,247 -15.8% 97.9 3.6 pts.
2010 1,864,139 6.1 106.4 8.5
2011 1,695,799 -9.0 97.1 -9.3
2012 1,386,731 -18.2 99.6 2.5

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: SNL Financial LC.

 
WARRANTY INSURANCE, 2008-2013

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $2,086,935 NA 94.3 NA
2009 1,757,247 -15.8% 97.9 3.6 pts.
2010 1,864,139 6.1 106.4 8.5
2011 1,695,799 -9.0 97.1 -9.3
2012 1,386,404 -18.2 99.5 2.5
2013 1,155,338 -16.7 104.2 4.7

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: SNL Financial LC.

 
WARRANTY INSURANCE, 2008-2014

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $2,086,935 NA 94.3 NA
2009 1,757,247 -15.8% 97.9 3.6 pts.
2010 1,864,139 6.1 106.4 8.5
2011 1,695,799 -9.0 97.1 -9.3
2012 1,386,404 -18.2 99.5 2.5
2013 1,155,338 -16.7 104.2 4.7
2014 1,020,188 -11.7 93.5 -10.8

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

NA=Data not available.

Source: SNL Financial LC.

 
Warranty Insurance, 2008-2015

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $2,086,935 NA 94.3 NA
2009 1,757,247 -15.8% 97.9 3.6 pts.
2010 1,864,139 6.1 106.4 8.5
2011 1,695,799 -9.0 97.1 -9.3
2012 1,386,404 -18.2 99.5 2.5
2013 1,155,338 -16.7 104.2 4.7
2014 1,020,188 -11.7 93.5 -10.8
2015 1,017,790 -0.2 107.9 14.4

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Warranty Insurance, 2008-2016

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $2,086,935 NA 94.3 NA
2009 1,757,247 -15.8% 97.9 3.6 pts.
2010 1,864,139 6.1 106.4 8.5
2011 1,695,799 -9.0 97.1 -9.3
2012 1,386,404 -18.2 99.5 2.5
2013 1,155,338 -16.7 104.2 4.7
2014 1,020,188 -11.7 93.5 -10.8
2015 1,017,790 -0.2 107.9 14.4
2016 930,240 -8.6 88.8 -19.1

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Warranty Insurance, 2008-2017

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $2,086,935 NA 94.3 NA
2009 1,757,247 -15.8% 97.9 3.6 pts.
2010 1,864,139 6.1 106.4 8.5
2011 1,695,799 -9.0 97.1 -9.3
2012 1,386,404 -18.2 99.5 2.5
2013 1,155,338 -16.7 104.2 4.7
2014 1,020,188 -11.7 93.5 -10.8
2015 1,017,790 -0.2 107.9 14.4
2016 930,240 -8.6 88.8 -19.1
2017 1,090,590 17.2 90.6 1.8

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Warranty Insurance, 2009-2018

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2009 $1,757,247 -15.8% 97.9 3.6 pts.
2010 1,864,139 6.1 106.4 8.5
2011 1,695,799 -9.0 97.1 -9.3
2012 1,386,404 -18.2 99.5 2.5
2013 1,155,338 -16.7 104.2 4.7
2014 1,020,188 -11.7 93.5 -10.8
2015 1,017,790 -0.2 107.9 14.4
2016 930,240 -8.6 88.8 -19.1
2017 1,090,590 17.2 90.6 1.8
2018 1,247,678 14.4 95.4 4.8

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Warranty Insurance, 2010-2019

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2010 $1,864,139 6.1% 106.4 8.5 pts.
2011 1,695,799 -9.0 97.1 -9.3
2012 1,386,404 -18.2 99.5 2.5
2013 1,155,338 -16.7 104.2 4.7
2014 1,020,188 -11.7 93.5 -10.8
2015 1,017,790 -0.2 107.9 14.4
2016 930,240 -8.6 88.8 -19.1
2017 1,090,590 17.2 90.6 1.8
2018 1,247,678 14.4 95.4 4.8
2019 1,155,275 -7.4 102.3 6.9

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Warranty Insurance, 2011-2020

($000)

Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2011 $1,695,799 -9.0% 97.1 -9.3 pts.
2012 1,386,404 -18.2 99.5 2.5
2013 1,155,338 -16.7 104.2 4.7
2014 1,020,188 -11.7 93.5 -10.8
2015 1,017,790 -0.2 107.9 14.4
2016 930,240 -8.6 88.8 -19.1
2017 1,090,590 17.2 90.6 1.8
2018 1,247,678 14.4 95.4 4.8
2019 1,155,275 -7.4 102.3 6.9
2020 1,238,138 7.2 84.6 -17.7

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Warranty Insurance, 2012-2021

($000)

Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2012 $1,386,404 -18.2% 99.5 2.5 pts.
2013 1,155,338 -16.7 104.2 4.7
2014 1,020,188 -11.7 93.5 -10.8
2015 1,017,790 -0.2 107.9 14.4
2016 930,240 -8.6 88.8 -19.1
2017 1,090,590 17.2 90.6 1.8
2018 1,247,678 14.4 95.4 4.8
2019 1,155,275 -7.4 102.3 6.9
2020 1,238,138 7.2 84.6 -17.6
2021 1,426,674 15.2 87.7 3.1

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.